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	<title>Comments for Insurance news and information</title>
	<atom:link href="http://www.insureyourapartments.com/blog/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.insureyourapartments.com/blog</link>
	<description>for Condo Associations and Apartment Managers</description>
	<lastBuildDate>Fri, 04 Dec 2009 17:00:47 +0000</lastBuildDate>
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		<title>Comment on Moral or Legal rights &#8211; Association Age Restrictions by Harvey Masef</title>
		<link>http://www.insureyourapartments.com/blog/moral-or-legal-association-age-restrictions/comment-page-1/#comment-122</link>
		<dc:creator>Harvey Masef</dc:creator>
		<pubDate>Fri, 04 Dec 2009 17:00:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.insureyourapartments.com/blog/?p=224#comment-122</guid>
		<description>A difficlt conundrum.  On the one hand, Kimberly&#039;s grandparents could just ignore the Association.  What are they going to do, evict them?  Impossible!!  On the other hand, given that the child has been there for some time, they, the grandparents, have had enough time to find other accommodations, albeit since non-restricted communities are generally more expensive (i.e., higher sale price) that might not be feasible.

I&#039;m sure glad I gave up serving on the board of my association (after nine years).  What ingratitude!!!!</description>
		<content:encoded><![CDATA[<p>A difficlt conundrum.  On the one hand, Kimberly&#8217;s grandparents could just ignore the Association.  What are they going to do, evict them?  Impossible!!  On the other hand, given that the child has been there for some time, they, the grandparents, have had enough time to find other accommodations, albeit since non-restricted communities are generally more expensive (i.e., higher sale price) that might not be feasible.</p>
<p>I&#8217;m sure glad I gave up serving on the board of my association (after nine years).  What ingratitude!!!!</p>
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		<title>Comment on Delinquent association dues &#8211; can you turn off the cable? by Melissa Garcia</title>
		<link>http://www.insureyourapartments.com/blog/delinquent-association-dues-can-you-turn-off-the-cable/comment-page-1/#comment-113</link>
		<dc:creator>Melissa Garcia</dc:creator>
		<pubDate>Mon, 23 Nov 2009 17:11:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.insureyourapartments.com/blog/?p=254#comment-113</guid>
		<description>You&#039;re welcome DeAnne!</description>
		<content:encoded><![CDATA[<p>You&#8217;re welcome DeAnne!</p>
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		<title>Comment on Delinquent association dues &#8211; can you turn off the cable? by DeAnne Clifton</title>
		<link>http://www.insureyourapartments.com/blog/delinquent-association-dues-can-you-turn-off-the-cable/comment-page-1/#comment-111</link>
		<dc:creator>DeAnne Clifton</dc:creator>
		<pubDate>Mon, 23 Nov 2009 16:41:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.insureyourapartments.com/blog/?p=254#comment-111</guid>
		<description>Thanks Melissa!  Great idea with positive reinforcement vs. negative consequences.</description>
		<content:encoded><![CDATA[<p>Thanks Melissa!  Great idea with positive reinforcement vs. negative consequences.</p>
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		<title>Comment on Delinquent association dues &#8211; can you turn off the cable? by ColoradoHOAGal a.k.a. Melissa Garcia</title>
		<link>http://www.insureyourapartments.com/blog/delinquent-association-dues-can-you-turn-off-the-cable/comment-page-1/#comment-110</link>
		<dc:creator>ColoradoHOAGal a.k.a. Melissa Garcia</dc:creator>
		<pubDate>Mon, 23 Nov 2009 16:38:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.insureyourapartments.com/blog/?p=254#comment-110</guid>
		<description>Depends on the governing documents. In Colorado I&#039;m not aware of anything that prohibits HOAs from turning off cable - however, regardless of whether the law and/or the governing documents allow you to turn off cable or other utilities, I would not shut off water or trash or any other utility, if it could lead to a health hazard.

I&#039;ve notice that denying use to rec facilities is often a nice incentive for getting people to cure their delinquencies. Especially around pool season!</description>
		<content:encoded><![CDATA[<p>Depends on the governing documents. In Colorado I&#8217;m not aware of anything that prohibits HOAs from turning off cable &#8211; however, regardless of whether the law and/or the governing documents allow you to turn off cable or other utilities, I would not shut off water or trash or any other utility, if it could lead to a health hazard.</p>
<p>I&#8217;ve notice that denying use to rec facilities is often a nice incentive for getting people to cure their delinquencies. Especially around pool season!</p>
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		<title>Comment on How smart is your association board? by John</title>
		<link>http://www.insureyourapartments.com/blog/how-smart-is-your-association-board/comment-page-1/#comment-89</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sun, 18 Oct 2009 19:25:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.insureyourapartments.com/blog/?p=203#comment-89</guid>
		<description>HOA Boards of directors can go wrong in so many ways to leave the community not only in disrepair but also prone to lawsuits and litigation.  Read how one Montgomery County Maryland HOA Board got off track and where the County Commission On Common Ownership Communities recently ruled against the derelict Board (July 2009) at his link: &lt;invalid link provided&gt;</description>
		<content:encoded><![CDATA[<p>HOA Boards of directors can go wrong in so many ways to leave the community not only in disrepair but also prone to lawsuits and litigation.  Read how one Montgomery County Maryland HOA Board got off track and where the County Commission On Common Ownership Communities recently ruled against the derelict Board (July 2009) at his link: <invalid link provided></invalid></p>
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		<title>Comment on Grilled!  Fire, Safety &amp; Insurance for HOA/COA community associations by Matt Humphrey</title>
		<link>http://www.insureyourapartments.com/blog/grilled-fire-safety-insurance-for-hoacoa-community-associations/comment-page-1/#comment-62</link>
		<dc:creator>Matt Humphrey</dc:creator>
		<pubDate>Sat, 25 Jul 2009 04:23:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.insureyourapartments.com/blog/?p=140#comment-62</guid>
		<description>Excellent piece. We may give you a call for quote on an upcoming article.</description>
		<content:encoded><![CDATA[<p>Excellent piece. We may give you a call for quote on an upcoming article.</p>
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		<title>Comment on Think you&#8217;re fully covered?  You&#8217;re probably wrong. by AndrewBoldman</title>
		<link>http://www.insureyourapartments.com/blog/think-youre-fully-covered-youre-probably-wrong/comment-page-1/#comment-10</link>
		<dc:creator>AndrewBoldman</dc:creator>
		<pubDate>Thu, 04 Jun 2009 15:47:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.insureyourapartments.com/blog/?p=97#comment-10</guid>
		<description>da best. Keep it going! Thank you</description>
		<content:encoded><![CDATA[<p>da best. Keep it going! Thank you</p>
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		<title>Comment on Property Insurance:  Replacement Cost (part one &#8211; the basics) by John Nixon</title>
		<link>http://www.insureyourapartments.com/blog/property-insurance-replacement-cost-part-one-the-basics/comment-page-1/#comment-4</link>
		<dc:creator>John Nixon</dc:creator>
		<pubDate>Tue, 17 Feb 2009 16:17:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.insureyourapartments.com/blog/?p=54#comment-4</guid>
		<description>http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/approaches_to_value/

Be careful when ordering an &quot;insurance appraisal&quot; from a real estate appraiser - they often use the wrong tools and incorrect cost basis.</description>
		<content:encoded><![CDATA[<p><a href="http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/approaches_to_value/" rel="nofollow">http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/approaches_to_value/</a></p>
<p>Be careful when ordering an &#8220;insurance appraisal&#8221; from a real estate appraiser &#8211; they often use the wrong tools and incorrect cost basis.</p>
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